Retirement

= Retirement Plans = 

Members elected before 1984:
> and the Thrift Savings Plan (TSP). > coverage.
 * Dual Coverage- Full coverage by both CSRS and Social Security.
 * CSRS Offset- This is coverage by CSRS and Social Security.
 * FERS- This is composed of the FERS basic annuity, Social Security,
 * Social Security only- This occurs if the Member declines other

Members elected since 1984:
> and the average of the three highest consecutive years of basic pay, > to a maximum of $15,500. Their employing agency matches > employee contributions up to 5% of pay.
 * Social Security
 * The FERS basic annuity- a monthly pension based on years of service
 * The Thrift Savings Plan (TSP)- participants can deposit up